Debt collection: Written notification about debt
Consumer Financial Protection Bureau
Key Details
- Posted Date
- NAICS Code
- 541110
- Source
- cfpb
- Awarded To
- NCB Management Services Inc.
Description
Dear CFPB Ombudsman, I am writing to file a complaint against NCB MANAGEMENT SERVICES INC, regarding the collection of a debt. I believe the debt collector has violated the Fair Debt Collection Practices Act ( FDCPA ) and other consumer protection laws per 12 CFR 1006.34 ( b ) ( 5 ), 12 CFR 1006.34 ( c ) ( 4 ) ( i ), 12 CFR 1006.34 ( d ), and 15 USC 1681-S 2 ( 7 ) ( A ). In addition to the above violations, I request that the CFPB investigate whether the debt collector has the legal right to collect this debt. I believe that the debt collector may not have obtained a valid assignment of the debt from the original creditor. I formally request that the CFPB compel the debt collector to provide me with a copy of the purchase agreement between them and the original creditor. I request that the CFPB investigate this matter and take appropriate action to hold the debt collector accountable. I also request that the debt collector be ordered to cease all collection activity on this account and remove any negative information from my credit report. Thank you for your time and attention to this matter. I look forward to your prompt response. Sincerely, XXXX
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Data sourced from cfpb