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ActiveAuditWon by SANTANDER HOLDINGS USA, INC.

Credit reporting or other personal consumer reports: Incorrect information on your report

Consumer Financial Protection Bureau

NAICS 541211
Source: cfpb
OverviewIntelligenceProposals

Key Details

Posted Date
NAICS Code
541211
Source
cfpb
Awarded To
SANTANDER HOLDINGS USA, INC.

Description

Santander has reported a charge-off on my account, but I am disputing its accuracy. If a 1099-C was issued for this debt, it constitutes cancellation under IRS regulations ( 26 CFR 1.6050P-1 ), and the debt can not be both canceled and collected or reported as owed. I request validation of the debt, including a full accounting and proof of their right to report or collect. If the debt was canceled, the credit report must be updated to reflect a {$0.00} balance, and the charge-off must be removed.

Frequently Asked Questions

Is this audit still open?+
Yes — this audit from Consumer Financial Protection Bureau is currently accepting responses. Track it on Bureauify for deadline alerts.
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Review the full solicitation documents on the source website (SAM.gov or Grants.gov), prepare your proposal per the instructions, and submit before the deadline. Use Bureauify to track the opportunity and get reminders.
Who won this audit?+
This audit was awarded to SANTANDER HOLDINGS USA, INC.. Use Bureauify to analyze this vendor's contract history and win patterns.

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Data sourced from cfpb

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Credit reporting or other personal consumer reports: Incorre — Consumer Financial Protection Bureau | Bureauify