Credit reporting or other personal consumer reports: Incorrect information on your report

To Whom It XXXX Concern, I am writing to formally dispute the accuracy of certain information appearing on my credit report, as provided to me by your agency. The following account is fraudulent and was opened without my authorization or knowledge : XXXX XXXX XXXX Account XXXX XXXXXXXX Balance : {$120.00} Please keep in mind all charges on this account are fraudulent. I am requesting that this account and all related charges be removed in full. This account is the result of identity theft. I have never applied for or opened this account and have no contractual agreement with this creditor. Under the Fair Credit Reporting Act ( FCRA ), I am requesting that you immediately : Conduct a thorough investigation of this account. Remove this fraudulent account from my credit report. Send me an updated copy of my credit report showing these corrections. Enclosed are the following documents to support my dispute : A copy of my government-issued photo ID. Proof of my current address. A copy of my FTC Identity Theft Report confirming my claim. Please complete your investigation within the XXXX period allowed by law and confirm in writing that this account has been removed.