Debt collection: Attempts to collect debt not owed

XXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX Phone : ( XXXX ) XXXX Email : XXXX Date : XX/XX/XXXX TransUnion LLC XXXX. XXXX XXXX XXXX, PA XXXX Subject : Identity Theft Dispute Under FCRA XXXX XXXX Request to Block Fraudulent Accounts Dear TransUnion Dispute Department, I am writing to formally dispute several fraudulent accounts and inquiries on my credit report, which I believe are the result of identity theft, likely stemming from a data breach that compromised my personal information. These accounts were not opened or authorized by me. Under Section 605B of the Fair Credit Reporting Act ( 15 U.S.C. 1681c-2 ), I am requesting that TransUnion block these fraudulent items from my credit report within the required four ( 4 ) business days upon receipt of this request and supporting documentation. Disputed Items Due to Identity Theft : XXXX. XXXX {$17000.00} XXXX. XXXX {$22000.00} XXXX. XXXX XXXX XXXX {$1600.00} XXXX. XXXX XXXX {$1100.00} XXXX. XXXX & XXXX {$1600.00} XXXX. XXXX XXXX XXXX {$1400.00} I did not apply for, authorize, or open any of these accounts. I affirm under penalty of perjury that these items are the result of identity theft. Enclosed Documentation ( per FCRA Section 605B ) : 1. A copy of my government-issued photo ID 2. A copy of a utility bill or other proof of current address 3. A copy of the Identity Theft Report, including : An FTC Identity Theft Affidavit and/or a police report 4. A signed written statement affirming that the disputed information was the result of identity theft and was not initiated by me Requested Action : Please block the above fraudulent items from my credit report in accordance with the FCRA. Once the block has been applied, please send me written confirmation. If any part of this request is denied, please provide a written explanation as required by law. Thank you for your prompt attention to this matter. If further information is needed, I am happy to assist. Sincerely, XXXX XXXX