Credit reporting or other personal consumer reports: Problem with a company's investigation into an existing problem

Rebuttal to XXXX XXXX CFPB Response - Admission of Misreporting Requires Correction : To Whom It May Concern, XXXX XXXX XXXX XXXXXXXX CFPB response is untenable. XXXX asserts my XXXX XXXX account ( XXXX ) was reported accurately. That is directly contradicted by XXXX own correspondence to me on XX/XX/year>, which admitted misreporting and confirmed correction. In that letter, XXXX XXXX explicitly stated : We have reviewed the information being disputed, as well as our records, and determined that your XXXX XXXX account was NOT reported correctly. Your reported Account Information has been updated as of XX/XX/year>. We have sent a notice to TransUnion, XXXX XXXX XXXX to have this information updated. Once XXXX XXXX admitted that the account was not reported correctly, it had a duty under the Fair Credit Reporting Act to ensure accurate reporting moving forward. Continuing to furnish the disputed late payment after acknowledging misreporting is a clear violation of 15 U.S.C. 1681e ( b ), 1681i, and 1681s-2 ( b ). This is not a matter of interpretation. XXXX XXXX has already conceded that the information was inaccurate. The continued reporting of that same late payment, in the face of this admission, constitutes willful noncompliance and ongoing harm. I demand the following immediate action : 1. Removal of the disputed late payment from all credit reporting agencies. XXXX. Written confirmation that all CRAs have been instructed to delete the inaccurate tradeline data. XXXX. A full explanation of why the admitted misreporting was not corrected in practice, despite the XX/XX/year> letter stating otherwise. XXXX XXXX can not retract or ignore its own admission. The only remedy consistent with federal law is full deletion of the inaccurate information. Anything less is continued willful violation of the FCRA