or fully burdened rate
A Loaded Rate (or fully burdened rate) is the total hourly billing rate that includes base salary plus all indirect cost pools (fringe, overhead, G&A) and profit/fee. This is the rate the government actually pays. Example: $45/hr salary with 2.2x multiplier = $99/hr loaded rate.
(or fully burdened rate) is a metric concept federal contractors and grant writers run into across solicitations, regulations, and award filings
Loaded Rate is a measurement used in federal contract evaluation, source selection, oversight, or performance management. Understanding Loaded Rate matters because evaluators use metrics like it to compare proposals quantitatively, score past performance, set award-fee outcomes, and decide who gets the next option year. Contractors who track how Loaded Rate is calculated — and what target values look like in their NAICS or service area — write proposals that are concrete and defensible instead of generic and easily dismissed. Loaded Rate also has implications for contract administration: getting the calculation methodology wrong post-award is a common source of disputes and contracting-officer modifications. Pair Loaded Rate with the related metrics above to see how the federal government composes evaluation criteria into source-selection narratives.
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